Published estimates for implant teeth differ widely, and they measure different things. For a fixed set of teeth on implants in one jaw (one “arch”), Pearl’s modelled range is $14,720 to $38,610, which doubles to $29,440 to $77,220 for both jaws (our arithmetic). CareCredit, a lender, publishes a survey average of $15,176 for similar work without saying whether that covers one jaw or two. Penn Dental Medicine says a full mouth of implant teeth costs “at least $60,000”. “Full mouth” can mean two fixed full-arch bridges on implants, two removable dentures that snap onto implants, or a separate implant for nearly every tooth, so check what a price covers, and whether it is one jaw or both, before comparing anything. This page is part of our implants and dentures guide.

General information about costs, not dental, medical, insurance, tax or financial advice. Your dentist decides what treatment suits you; your plan’s documents and a pre-treatment estimate decide what it pays.

This page compares money and time only. Your dentist decides what is clinically suitable for you. For one tooth or a few, start with what dental implants cost, from one tooth up.

Dental implants are medical devices placed in the jaw by surgery; they support artificial teeth such as crowns, bridges or dentures (FDA, “Dental Implants: What You Should Know”, content current as of 29 October 2021).

Published estimates, side by side

These are published estimates, not quotes. Each publisher measures something slightly different, so we show them next to each other rather than blending them into one number. All were read on 11 November 2026.

Who publishes itFigureUnitDatedWhat it measuresWhy it may lean
CareCredit (Synchrony), a lender that finances dental workAverage $15,176; range $11,640 to $27,500Not stated (one arch or both)Article 24 Apr 2026; 2024 surveyAll-on-4 type treatment: a fixed set of teeth on four implants, from a 2024 survey of practices run for Synchrony by ASQ360 Market ResearchSells financing for this work; doesn’t say whether the price is for one jaw or two
Pearl, a dental software company’s price site$14,720 to $38,610; average $22,590Per arch (Pearl ties it to D6114, a one-jaw code)“Updated May 2026”Fixed full arch on four implants, a modelled estimate it says is “based on ADA fee survey data”; no method shownModelled, not observed prices; its own text also says such work “typically runs $20,000-$30,000 per arch”
Penn Dental Medicine, the University of Pennsylvania’s dental school clinics“At least $60,000”A full mouth of replacement teeth24 Jun 2025Implants for a whole mouth; no source or method givenA marketing post by clinics that also place implants; it sets private prices against the school’s own lower fees
Published estimates for full-arch and full-mouth implant treatment, read 11 November 2026. Two insurers’ full-mouth figures repeat other publishers (MetLife’s “$60,000+” is footnoted to the Penn post; Guardian’s range to one dental practice’s price guide), so we don’t count them.
Bar chart on one scale from $0 to $80,000: a lender's cost study range of $11,640 to $27,500 (one arch or both not stated, striped); a dental price site's modelled range of $14,720 to $38,610 per arch; the same range doubled to $29,440 to $77,220 for both arches (our arithmetic); and a dental school clinics' figure of at least $60,000 for a full mouth.
Published ranges on one scale, read 11 November 2026: CareCredit, a lender (2024 survey; article 24 April 2026; striped); Pearl (updated May 2026), per arch, and the same range doubled for both arches (our arithmetic); Penn Dental Medicine (24 June 2025), at least $60,000 for a full mouth. Ranges, not averages.

Three things stand out. First, per arch versus both arches: Pearl gives one jaw; doubling its range for two jaws gives $29,440 to $77,220 (our arithmetic; Pearl’s page says a single arch is roughly half the cost of both). CareCredit doesn’t say which it measures, so we don’t double its figure. Second, six implants per arch: we found only one published figure for that version, from a lender, and no second source, so we don’t show it; ask the office to price the number of implants it plans. Third, the top end: Penn’s $60,000 is for “a full mouth of replacement teeth” and doesn’t say what kind of work, so it may not compare with a quote for two fixed arches.

Where you live matters. CareCredit’s state table for the same treatment runs from a $12,642 average in Mississippi to $22,989 in Hawaii. Pearl’s state averages run from $19,625 in Oklahoma to $28,600 in Hawaii among the lowest- and highest-cost states it lists. CareCredit’s figures come from a 2024 survey, and dental prices in the consumer price index were about 10% higher in September 2026 than their 2024 average (our arithmetic from the BLS index for dental services, 659.834 against 598.951).

For a price near you, FAIR Health’s consumer lookup lets you search dental fees by zip code yourself. We don’t copy its figures.

Three things sold as “full mouth”

Code numbers are from the CDT Code, maintained by the American Dental Association; the descriptions here are our own. We checked each number on this page in the 2026 federal employee dental plan brochures, except the 3D scan code (D0367), which we checked in Wyoming Medicaid’s 2026 dental fee schedule.

  • A fixed full arch on implants, often sold under brand names such as All-on-4: a fixed (not removable) set of teeth for one jaw, held by several implants. It is billed per jaw: D6114 for the upper and D6115 for the lower. There is no separate code for four or six implants; the implant posts are their own lines, each an implant post placed (D6010). Our full-arch implant cost page goes deeper on this one.
  • A removable denture that snaps onto implants: billed per jaw as D6110 (upper) or D6111 (lower). Prices and what they include vary widely; see what snap-on and permanent dentures cost.
  • Separate implants with crowns or implant bridges: each tooth or short span priced on its own, so the total grows with the number of teeth. Each tooth is billed as a post (D6010), often an abutment (D6056 stock, D6057 custom) and a crown (D6058 porcelain crown on an abutment, D6065 porcelain crown fixed straight to the implant).

A treatment plan can mix types, for example a fixed arch on top and a snap-on denture below. Read each line of the treatment plan for its code number and its arch.

What the price includes

A full-arch price is usually quoted as a package, but the package is built from parts that are also billed on their own. Pearl’s page lists what a complete quote “typically” covers and what is “often billed separately”. The table below follows that split and adds code numbers. It gives a component price only where at least three named sources publish one; for the rest it says where to look. Pearl’s split is one publisher’s view: your office’s written plan is what counts.

Part of the work (our words), codePublished figures we foundIn the package?
New-patient full exam, D0150; panoramic X-ray, D0330Priced line by line, with sources, on our implant cost estimatorAsk; Pearl’s list doesn’t mention the exam
3D (cone beam CT) scan of both jaws, D0367Fewer than three published figures found, so none shown; ask for the office’s own feeUsually included, per Pearl
Removing remaining teeth: simple, D7140; surgical, D7210Per tooth; published figures side by side on our tooth extraction cost pageUsually included, per Pearl; check how many teeth
Implant posts placed, D6010 (one line per post)Single post, not a package price: Dental Economics survey median $2,572 (middle half $2,180 to $3,000); CareCredit, a lender, average $2,143 ($1,646 to $4,157; the same page also prints $4,175 as the top), which it says leaves out the crown, while the same guide lists $4,344 for an “endosteal implant” without saying what that includes, so its two figures conflict; Pearl $2,005 to $5,255Included (four per arch on Pearl’s list)
Same-day temporary teethNo separate published figure foundUsually included, per Pearl
Sedation or general anesthesia (for example D9239 IV sedation, D9222 deep sedation or general anesthesia, each billed by the first 15 minutes)Fewer than three published figures found, so none shown; askUsually included, per Pearl; ask
Final fixed arch, D6114 upper or D6115 lowerNo separate published figure found; it is part of the arch figures aboveUsually included, per Pearl
Bone graft in an extraction socket, D7953, per sitePublished figures side by side on our bone graft cost pageOften billed separately, per Pearl
Sinus lift, D7951 or D7952Fewer than three published figures found, so none shown; askOften billed separately, per Pearl
Later care: repairs, replacement of a worn arch, cleaningsNot priced hereOften billed separately, per Pearl
Components of one fixed full arch. Inclusions: Pearl’s all-on-4 page (updated May 2026). Implant post figures: Dental Economics, a dental trade journal, Koo and Mai, 1 February 2026 (phone survey of practices in six metro areas, September 2025); CareCredit, a lender (2024 survey; implant cost guide updated 14 March 2025); Pearl (updated May 2026, modelled). Read 11 November 2026.

Why not add the parts up into a total? Because the published post prices measure one implant placed on its own, multiplying them by four doesn’t reproduce a package price, and we found no source that builds an arch price up that way. Using the parts to check a quote works better: if one office’s figure leaves out extractions or the scan, and another’s includes them, the gap between the two quotes may be nothing more than that.

For a sense of what was actually paid at implant visits, the federal government’s household survey records it: in our tabulation of AHRQ’s Medical Expenditure Panel Survey for 2023, visits that included implant work averaged $2,402 in payments from all sources, and about 70% of that ($1,684 on average) came from patients’ own pockets. That is per visit, not per treatment, and a full arch takes several visits, but it shows how much of implant spending patients pay themselves.

Plaster and stone models of full upper and lower arches on a dental lab bench, beside a tray of steel modelling tools and small pots of material
Plaster and stone models of full upper and lower arches on a dental lab bench. Photo by RHDOSTOCKER on Pixabay.

Why two quotes differ

  • One arch or two. Two numbers can look far apart simply because one covers one jaw and the other covers both. Ask the office to write “per arch” or “both arches” next to the total.
  • Fixed or removable. A fixed arch (D6114 or D6115) and a snap-on denture (D6110 or D6111) are different products with different prices.
  • How many implants per arch. Pearl’s and CareCredit’s arch figures above are for four implants per arch; for six, we found no figure we could show (see above).
  • The material of the final teeth. Pearl and CareCredit both list several materials for the arch, such as acrylic and zirconia (CareCredit says acrylic is mostly used for the temporary arch), and Pearl says zirconia or porcelain-fused-to-metal arches “cost significantly more” than acrylic.
  • Extractions, grafts and sinus lifts. How many teeth come out, and whether a bone graft or sinus lift is planned, changes the total. Pearl lists grafts and sinus lifts among the items often billed separately from a full-arch package.
  • Sedation and who does the work. Pearl counts IV sedation as usually included; where it is billed on its own, sedation codes are charged by time (the first 15 minutes, then each extra 15). Surgery by one dentist and the final teeth by another can mean two bills.
  • Temporary and final teeth. Some quotes include both; some price the final arch later, after healing. Pearl describes the final bridge as fitted 3 to 6 months after the implants.
  • Where you live. See the state ranges above.
  • What happens if something needs redoing. Ask whether the price includes any later repair, and for how long. Pearl lists replacement after a warranty period as often billed separately.

With dental insurance

Dental insurance usually pays a share of a covered service (the coinsurance) up to a yearly cap (the annual maximum); after that you pay 100% for the rest of the plan year, as CareQuest Institute’s report on maximums puts it. With the caps in the plans below, the cap, not the percentage, decides most of the answer for full-mouth work. Our guide to how dental insurance pays explains each term. Real plan documents show the range:

  • GEHA Connection Dental Federal, 2026: implant services, which it says include the abutment, implant, crown and implant-supported dentures, are limited to $2,500 a calendar year per person, inside the annual maximum ($2,000 on the Standard Option out of network). On the High Option you pay 50% for major (Class C) work. Its exclusions also list implant-related services not named in its implant section, “including but not limited to; anesthesia and IV sedation, ridge augmentation and grafting procedures”, and bite-changing work including “full mouth rehabilitation” (2026 brochure, pp. 15, 25, 30 and 37).
  • Delta Dental’s Federal Employees Dental Program, 2026: implants are limited to $2,500 per person per calendar year on the High Option, counting toward the annual maximum; the Standard Option has no separate implant cap but a $1,500 annual maximum in network (2026 brochure, p. 16).
  • The MetLife Federal Dental Plan, 2026: an implant is covered only if MetLife’s dental consultants judge it a “dental necessity”; if they find an arch “can be restored with a standard prosthesis or restoration, no benefits will be allowed” for the implants. The fixed arch codes D6114 and D6115 are each limited to one every 60 months (2026 brochure, pp. 36 and 38).
  • Cigna Dental 1000, Colorado, 2025 contract: excludes “the initial placement of an implant”, and says “There is no payment for replacement of teeth that are missing when a person first becomes insured” (evidence of coverage extract, p. 18). That second rule is a missing tooth clause.

Two more rules can apply. A waiting period is time you must be covered before a benefit starts; Delta Dental of Iowa’s 2027 individual Platinum Prime policy, for example, makes members wait 12 months before implants are covered, unless earlier dental coverage counts toward the wait, then pays 40% of implant costs with a PPO dentist, up to a $2,000 yearly maximum (member policy, form INDPLATPR-012027, pp. 6 and 10). An alternate benefit (also called least expensive alternative treatment) means the plan pays what a cheaper covered option would have cost, such as a standard denture, and you pay the difference.

A worked example, with made-up round numbers so the arithmetic is easy to follow. One arch is quoted at $20,000. The plan pays 50% for major work after a $50 deductible, the annual maximum left this year is $1,500, no waiting period or missing tooth clause applies, and the plan accepts the implants:

  1. $20,000 minus the $50 deductible leaves $19,950.
  2. 50% of $19,950 is $9,975.
  3. The plan can pay no more than the $1,500 left, so it pays $1,500.
  4. You pay $20,000 minus $1,500: $18,500.
Example bar chart: a $20,000 one-arch fee, $19,950 after a $50 deductible, 50% of that is $9,975, but the plan pays only the $1,500 of annual maximum left, so you pay $18,500.
The worked example above, with made-up round numbers: the $1,500 left in the annual maximum, not the 50% coinsurance, sets the plan’s share. Not a quote or a real plan.

In this example the maximum, not the 50%, sets the plan’s share. Because maximums and implant caps reset each plan year, work completed in two different plan years can draw on two years’ maximums; ask the plan which date it uses for each stage before you schedule around it. To run your own figures, including the deductible, a waiting period, the missing tooth clause and a cheaper-alternative payment, use the dental insurance out-of-pocket calculator.

How often maximums run out: in CareQuest Institute’s Maxed Out report (12 February 2026), 12% of insured adults in its 2025 survey said they had reached or passed their annual maximum in the past year, 14% at 65 and older. CareQuest, a nonprofit, says most plans offer a maximum of $1,500 or more.

Before you agree, ask the plan for a pre-treatment estimate: your dentist sends the treatment plan, and the plan says in writing what it expects to pay. It isn’t a promise; Delta’s federal brochure calls it “non-binding” and “not a guarantee of payment” (p. 13). Network status changes your share too: in Delta’s federal plan, an in-network dentist can charge you only the difference between the plan allowance and the plan’s payment, while out of network you also owe any amount above the allowance, up to the dentist’s charge (pp. 12 and 13). That extra is called balance billing.

Without insurance, Medicare or Medicaid

Original Medicare. The Medicare rule excludes dental services “in connection with the care, treatment, filling, removal, or replacement of teeth, or structures directly supporting the teeth” (42 CFR 411.15(i)(1), eCFR up to date as of 9 November 2026), and medicare.gov (read 11 November 2026) says that in most cases it doesn’t cover items like dentures and implants. There is a narrow exception, 411.15(i)(3), for dental care “inextricably linked to” certain covered medical treatment, such as an exam and infection treatment before an organ transplant or heart valve replacement, or care tied to head and neck cancer treatment; what Medicare covers in dental care lists each exception and the year it took effect. A Medicare Advantage plan may add dental benefits: its evidence of coverage decides what it pays.

Medicaid. Adult dental benefits are set state by state. The ADA Health Policy Institute’s Medicaid data tables (December 2025, data as of August 2025) finds every state except Alabama offers adults something, from emergency-only care to broader benefits. Whether a state pays for implants or dentures is in that state’s own rules; Virginia Medicaid’s dental fee schedule (effective 1 July 2024), for example, has no fee for placing an implant post or for a full arch on implants. See Medicaid dental for adults, state by state.

Paying over time. If you are thinking about a medical credit card, read the promotion terms first. The Consumer Financial Protection Bureau’s May 2023 report found that many “no interest” promotions are deferred interest: if any balance is left when the promotion ends, interest is charged back to the purchase date, and the typical medical credit card’s rate was 26.99%. CareCredit, a medical credit card issuer, says on its provider page (read 11 November 2026) that new accounts carry a 32.99% purchase APR. The dental loan and deferred-interest calculator shows what a promotion costs if it isn’t paid off in time.

Taxes and health accounts. IRS Publication 502 (for 2025 returns) says you can include amounts paid for artificial teeth in medical expenses, but only the part of your total medical and dental costs above 7.5% of adjusted gross income counts, and only if you itemize. For 2026, you can put up to $4,400 (self-only) or $8,750 (family) into an HSA under Rev. Proc. 2025-19, and up to $3,400 into a health FSA under Rev. Proc. 2025-32. More in dental costs, HSAs, FSAs and taxes. Not tax advice.

If the cost is out of reach, free and low-cost dental care covers health centers with sliding fees and dental school clinics.

Your next step

  • Ask the office for a written treatment plan with each procedure, its code number and its arch (upper, lower or both), and the fee for each line.
  • Ask what the package price includes: the scan, extractions, how many implants per arch, sedation, temporary teeth, the final arch and its material, follow-up visits. Then ask what is billed apart: grafts, sinus lifts, later repairs.
  • Ask your plan for a pre-treatment estimate, how much of this year’s annual maximum is left, whether an implant cap, a waiting period or a missing tooth clause applies, and whether it would pay only for a cheaper option.
  • Before signing a credit agreement, find the promotion end date, the APR after it, and whether interest is deferred.
  • Get a second quote written the same way, so the two can be compared line by line.

Sources checked on 11 November 2026.

Sources